Explore our instance studies below to observe how we could assist your customers. From self-employed, to contractors and mortgages for the over 55’s. Our items and requirements are designed with your consumers at heart.
No credit scoring
Very first time purchasers, Mr D and Mi S required a 90per cent home loan. Sourcing on price, their home loan consultant had tried two street that is high but both had declined the application form at choice in theory phase. After getting a duplicate of the credit files, it became apparent that whilst neither customer had any undesirable history, both customers had been putting up with because of a reduced credit history.
Mr D hadn’t registered regarding the voters roll, so when both he and Mi S lived with regards to moms and dads, neither had formerly arranged any loans or finance agreements. Their credit files detailed their bank account history, and Mi S had one bank card, that has been within its restriction but on two occasions over the past a couple of years she have been late making the payment that is monthly.
We had been in a position to accept the application since the customers can potentially show affordability and had satisfactory work history. Mr D supplied a conclusion for his omiion through the electoral roll and alternate evidence of addre history and Mi S offered an effective description for the mied re payments.